Customer’s accounts departments closing over the Christmas period and then using it as an excuse for not making their payments to suppliers on time.

Large companies with December year ends massage their balance sheets and sometimes do not pay suppliers so that their cash flow looks healthier.

As December is a short month due to the Christmas holidays, your sales may be lower than usual.

Bonuses are often paid in December just in time for staff to enjoy Christmas.

Overhead costs can be higher than usual with Christmas parties, staff and client entertaining.

Meanwhile, you still have your normal outgoings to pay in January. If you are already struggling with cash flow then this will exacerbate an already tight situation. S4B are experts in dealing with cash flow for our clients and we can help you in many ways. We can:-

• Set up an accurate cash flow reporting system. This will enable you to have the reports you need to understand present and future cash flows, and what you can and cannot afford to pay.
• Help negotiate with HMRC’s VAT/PAYE/CIS and Corporation tax departments to organise a schedule of payments.
• Negotiate with major suppliers on your behalf.
• Show you where cash is tied up and how to free that cash up quickly.
• Negotiate with funders and investors to increase your banking facilities.
• Obtain 3^rd party investment where appropriate.
• Show you how to make more money which will lead to more cash!

WHAT DO YOU HAVE TO LOSE? The S4b Team We are a team of Chartered Accountants in Maidenhead who specialise in helping companies with their Budgeting and Cash Flow needs. Contact us at [email protected] or alternatively call us on 01628 623444.